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Visa® Gold

Unlock financial flexibility with our Visa Gold credit card, offering a low rate to put you in control of making purchases with ease and confidence.

  • Competitive interest rates
  • LOW minimum credit lines
  • ZERO transfer or annual fees
  • Real-time credit card controls and alerts
  • Quick approval with an online application 

Visa Cash Back

Maximize your rewards with our Visa Cash Back credit card, adding value to your everyday spending and putting more cash in your pocket.

  •  2% UNLIMITED cash back on all purchases
  •  All swipes eligible for rewards
  •  ZERO transfer or annual fees
  • Real-time credit card controls and alerts
  •  Competitive interest rates

Visa Secured

Build or rebuild your credit with our Visa secured credit card, providing a safe and responsible way to establish a positive credit history.

  • Build your credit with each swipe
  • Credit limit secured by insured deposit
  • Use worldwide, online, or in-store
  • Real-time credit card controls and alerts
  • Access to valuable financial education resources

Starter Visa Gold

Establish credit with our starter Visa credit card, perfect for members with little or no credit history.

  • Perfect first credit card when you're just starting out
  • $500 maximum credit limit‍
  • LOW fixed rate
  • ZERO transfer or annual fees
  • Real-time credit card controls and alerts

Rates

Account Type
Rate
APY*
Min. Deposit
Min. Balance to Earn
Loan Type
Max. Term
Min. Loan Amount
Max. Financing
APR as low as*
Loan Type
Max. Term
Max. Financing
Rate
APR as low as*
Visa Gold
Max. Term
Min. Loan Amount
$500
Max. Financing
APR as low as*
9.90%
Visa Cash Back
Max. Term
Min. Loan Amount
$500
Max. Financing
APR as low as*
13.49%
Visa Secured
Max. Term
Min. Loan Amount
$500
Max. Financing
APR as low as*
9.90%
Starter Visa
Max. Term
Min. Loan Amount
$500
Max. Financing
APR as low as*
12.90%
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Frequently Asked Questions

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Start a Balance Transfer
Do you currently have a Telco Visa credit card?
Yes
No
Not a BR Telco Visa cardholder? No problem!

Before you begin the balance transfer process, let's get a BR Telco Visa credit card opened for you. We offer two great credit cards to fit your lifestyle. Our credit cards feature no annual fees, no balance transfer fees, and practically unbeatable rates. You can begin your online application here.

Visa Gold Credit Card
Visa® Gold
  • Competitive interest rates as low as 9.90% APR
  • Low minimum credit lines -- only $500
  • Pay nothing to save with free balance transfers
  • Get approved in days with easy online applications
Apply NowLearn More
Visa Cash Back Credit Card
Visa® Cash Back
  • Competitive interest rates as low as 13.49% APR
  • 2% cash back on all purchases all the time
  • Pay nothing to save with free balance transfers
  • Get approved in days with easy online applications
Apply NowLearn More
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Complete this short form and we’ll have one of our experts contact you to discuss options.

More Baton Rouge Telco Products & Services

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Disclosures

*Quoted APR is Telco’s current rate. All rates, terms, and conditions are subject to change and are based on creditworthiness. Low minimum monthly payment of only 2% of balance or $10 (whichever is greater). Cash advance fee of $10.00 or 2% of the amount of each cash advance (whichever is greater). Overdraft Protection Fee: $5.00 per transfer — if you opted to use the LOC as a transfer source. Account Transfer Fee: $10.00 or 2%, whichever is greater, per transaction. This includes any transfer of funds from the LOC to an account, either in person or electronically.

See our Visa Disclosure for additional information.

APR rates for the Visa Gold Credit Card are determined by several factors, including your credit score, monthly income, and debt repayment history. Please contact your nearest Baton Rouge Telco branch to learn more.

Cash Back Card rate is a variable rate tied to the prime rate and can be adjusted every year.

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Federally insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government – National Credit Union Administration (NCUA), a U.S. Government Agency.

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