Recreational Vehicles Loan

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Make every weekend an adventure — whether you're hitting the open road, cruising the water, or tackling rugged terrain. Our recreational vehicle loans with low rates, flexible terms, and a simple loan process make it easy to enjoy nature. Apply for a recreational vehicle loan today to experience all that nature has to offer!

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Explore the Great Outdoors with Flexible Terms of 60 to 180 Months

Boats

APR as low as 8.24%

  • Up to 125% financing
  • Terms up to 180 months
  • Financing for boat motors and trailers
  • New & used boat financing
  • Easy online application

RVs & ATVs

APR as low as 8.24%

  • Up to 125% financing
  • Terms up to 120 months
  • New & used RV / ATV financing
  • Easy online application

Motorcycles & Powersports

APR as low as 8.24%

  • Up to 125% financing
  • Terms up to 60 months
  • New & used motorcycle / powersport financing
  • Easy online application

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Boats

Make waves with our flexible and affordable boat financing to get you on the water faster. Whether you're eyeing a fishing boat, pontoon, cabin cruiser, or something else, we’ll help you chart a smooth course to ownership.

  • Seamless payments: online, app, auto-pay
  • Terms up to 180 months
  • Financing for boat motors and trailers also available
  • Free financial counseling
  • Financing for new & used boats

RVs & ATVs

Spend time relaxing in the great outdoors or hit the trails with our RV & ATV loans. Experience all that nature has to offer with financing that gets you on the road — or off it — for less.

  • Terms up to 120 months
  • Quick approval with online application
  • Seamless payments: online, app, auto-pay
  • Free financial counseling
  • Financing for new & used RVs and ATVs

Motorcycles & Powersports

Hit the open road and experience the freedom of the ride with our loans for motorcycles, jet skis, dirt bikes, UTVs, snowmobiles, and more!

  •  Up to 125% Financing, plus tax, title, and license
  •  Your Choice of Terms1
  •  Quick approval with online application
  •  Seamless payments: online, app, auto-pay
  •  Free financial counseling
  • Financing for new & used motorcycles

Rates

Account Type
Rate
APY*
Min. Deposit
Min. Balance to Earn
Loan Type
Max. Term
Min. Loan Amount
Max. Financing
APR as low as*
Loan Type
Max. Term
Max. Financing
Rate
APR as low as*
Boat Loan (purchase or refinance)
Max. Term
60 Months
Min. Loan Amount
$500
Max. Financing
125%
APR as low as*
8.24%
Max. Term
72 Months
Min. Loan Amount
$15,000
Max. Financing
125%
APR as low as*
8.99%
Max. Term
120 Months
Min. Loan Amount
$40,000
Max. Financing
90%
APR as low as*
10.99%
Max. Term
180 Months
Min. Loan Amount
$75,000
Max. Financing
90%
APR as low as*
11.99%
RV (purchase or refinance)
Max. Term
60 Months
Min. Loan Amount
$500
Max. Financing
125%
APR as low as*
8.24%
Max. Term
72 Months
Min. Loan Amount
$15,000
Max. Financing
125%
APR as low as*
8.99%
Max. Term
120 Months
Min. Loan Amount
$40,000
Max. Financing
90%
APR as low as*
10.49%
Motorcycle / Powersports (purchase or refinance)
Max. Term
60 Months
Min. Loan Amount
$500
Max. Financing
125%
APR as low as*
8.24%
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Frequently Asked Questions

Can I finance a used recreational vehicle?
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What credit score is needed to qualify?
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Do RV loans have variable or fixed rates?
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Can I get pre-approved for a recreational vehicle loan?
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I’m self-employed. Can I qualify for a recreational vehicle loan?
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Do I need to be a member to apply for RV financing?
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Disclosures

1Both new and used motorcycles between the years 2021 and 2025 are eligible for up to 125% financing for terms of 60 months.

*Rates shown are Telco's current rates and include a 0.50% discount for members with an automatic deduction from a Telco checking account and direct deposit relationship. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ.

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