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Online Banking
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Simplify your finances with a no-fee, basic checking account designed for everyday use.
Keep more of your hard-earned money in your account every month.
Enjoy competitive interest rates on qualifying account balances.
Manage your finances conveniently from your phone or tablet.
The NCUA provides up to $250,000 of federal insurance per account.
Elite Checking is the ideal everyday checking account. It is the perfect choice if you want to simplify your daily spending and enjoy fewer fees.
Take advantage of convenient features and rewards that make banking easier and more rewarding.
What are basic checking accounts?
Basic checking accounts are simple and convenient for managing daily finances. They allow easy access to your money through personal checks, debit cards, atm withdrawals, and online banking. Many Baton Rouge residents prefer them for their straightforward features and no monthly service fees.
What bank is the easiest to open a checking account?
Opening a checking account is easy with Baton Rouge Telco Federal Credit Union. We offer a streamlined application process and friendly local service. Our members especially appreciate the fact that our credit union basic checking account earns interest on qualifying balances.1
Why are checking accounts called the everyday account?
Many people and financial institutions call them “everyday checking accounts” because they’re ideal for daily financial activities. They provide quick and easy access to your money through various channels, making them perfect for routine transactions. Many people in Baton Rouge rely on them for their everyday banking needs.
Which type of bank account is best for every day?
A basic deposit account is ideal for everyday use and prevents you from paying pesky monthly account fees. It provides easy access to your funds and includes essential features like debit cards and online banking. Many locals in Baton Rouge find it perfect for managing daily expenses.
Do I need to be a member to open an Elite Checking Account?
Yes, you must join our credit union to open an Elite Checking Account. We require all members to open a savings account with a $5 minimum balance.
You can join if you live, work, or attend school in one of these parishes: Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, Saint Helena, Tangipahoa, West Baton Rouge, or West Feliciana. Becoming a member opens the door to exclusive benefits and superior service.
Before you begin the balance transfer process, let's get a BR Telco Visa credit card opened for you. We offer two great credit cards to fit your lifestyle. Our credit cards feature no annual fees, no balance transfer fees, and practically unbeatable rates. You can begin your online application here.
Complete this short form and we’ll have one of our experts contact you to discuss options.
1Balances over $2,500 are eligible. Rates may change after the account is opened. Minimum deposit of $5.00 to open the account. Dividends are calculated on a daily balance method and are compounded and credited monthly.
2 2-Day Early Pay is available for members with Telco accounts that set up direct deposit with their employer or other payer to receive electronic deposits of regular periodic payments(such as salary or government benefits). We will post ACH deposits immediately upon receipt from the Federal Reserve, which can be 2 business days before the actual effective date. However, early posting is not guaranteed and is contingent upon the deposit being received earlier than the effective date.
Federally insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government – National Credit Union Administration (NCUA), a U.S. Government Agency.
