You're about to leave our secure website.
You are about to navigate away from our secure website. We are not responsible for any content or information posted to third-party sites.
Online Banking
You are about to navigate away from our secure website. We are not responsible for any content or information posted to third-party sites.
Bring your dreams closer every day. Discover the power of an interest-earning checking account.
Take full control of your money, your way.
Supercharge your savings using the cash you have.
Get paid faster—your money, right when you need it.
Track day-to-day spending and ATM transactions.
.jpeg)
Our Premier Checking Account pays generous interest on the cash you need to keep on hand.
Open an account for just $5 and bring your savings dreams closer with every direct deposit, bill payment, and debit card purchase.
Open your high-yield checking account at Baton Rouge Telco Federal Credit Union today.
Is there such a thing as a high-yield checking account?
A high-yield or high-interest checking account at a bank or credit union offers dividend payments at rates approaching market yields. Baton Rouge Telco’s Premier Interest Checking Account is a good example.
Do checking accounts earn interest in credit unions?
Yes, like bank accounts, credit union high-yield checking accounts do earn interest. Baton Rouge Telco’s Premier Interest Checking Account pays interest on deposits of any amount up to $10,000, while our Elite Checking Account also pays dividends3 on balances over $2,500. Baton Rouge Telco Accounts require a minimum opening deposit of $5.
How much does $10,000 earn in a high-yield savings account?
Earnings vary between financial institutions. Any amount up to $10,000 will currently earn dividends at a rate of 5.55% annual percentage yield (APY) in Baton Rouge Telco’s Premier Interest Checking Account.
Do I need to be a member to open a Baton Rouge Telco Premier Interest Checking Account?
Yes, you need to be a Baton Rouge Telco member to open a Premier Interest Checking Account. Membership is open to anyone who lives, works, or attends school in Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, Saint Helena, Tangipahoa, West Baton Rouge, and West Feliciana parishes, and their dependents.
Before you begin the balance transfer process, let's get a BR Telco Visa credit card opened for you. We offer two great credit cards to fit your lifestyle. Our credit cards feature no annual fees, no balance transfer fees, and practically unbeatable rates. You can begin your online application here.
Complete this short form and we’ll have one of our experts contact you to discuss options.
1APY = Annual percentage yield. APY is Telco’s current rate. Rates may change after the account is opened. Minimum deposit of $5.00 to open account. Dividends are calculated on a daily balance method and are compounded and credited monthly. To qualify for 5.55% APY, the following qualifications must be met within each month: 1) make 15 debit card transactions (non-ATM) that post and settle to your account before the last day of each month; 2) receive direct deposit in any amount to any account within the membership; and 3) enroll in eStatements. The monthly qualification cycle is defined as the period beginning the first day of the current statement cycle through the close of the current statement cycle. If you do not meet all the qualification requirements during the monthly qualification cycle, you will receive the dividend rate of the Elite Checking account as listed in the Rate Schedule; the balance of the account must be at least $2,500.00 to receive dividends. Fees may reduce earnings. For new members, an additional minimum deposit of at least $5 will be required to open a Regular Share account to join Telco. Membership requirements do apply.
22Day Early Pay is available for members with Telco accounts that set up direct deposit with their employer or other payer to receive electronic deposits of regular periodic payments(such as salary or government benefits). We will post ACH deposits immediately upon receipt from the Federal Reserve, which can be 2business days before the actual effective date. However, early posting is not guaranteed and is contingent upon the deposit being received earlier than the effective date.
3Balances over $2,500 are eligible. Rates may change after the account is opened. Minimum deposit of $5.00 to open the account. Dividends are calculated on a daily balance method and are compounded and credited monthly.
4Special hold placed on $50 as long as the account remains open.
Federally insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government – National Credit Union Administration (NCUA), a U.S. Government Agency.
