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Choosing a credit card is a big decision.
Choosing a credit card is a big decision. The right card can help you make purchases as you need to without complicated fees or confusing terms. A good credit card offers a range of features that fit into the way you like to bank.
For those considering their options in Visa credit cards, Baton Rouge Telco has plenty to offer.
Take a closer look at the three credit cards we offer. Consider how well each one may fit into your budget and your financial needs. We welcome you to reach out to us with any questions you may have about choosing the best credit card for you!
If you are seeking a credit card that offers great, flexible terms, start with Visa Gold. It offers an interest rate as low as 7.90% APR1 for well-qualified applicants. That rate is highly competitive, making it an accessible option for many people.
Here’s what you should know about the Visa Gold card:
There are a few key benefits to this offer. First, it is affordable with a low interest rate and no annual fee. It also has no fees on balance transfers, making this the ideal credit card for those who want to consolidate higher interest rate cards or simply want to save money.
The Visa Cash Back card gives back! For those who want to earn rewards and cash back, this credit card can be an excellent choice overall. If you make a lot of purchases using credit, this rewards card may pay off for you.
Here are some key features you may benefit from with the Visa Cash Back credit card:
The Visa Cash Back credit card has much to offer, including competitively low interest rates (often better than most other cash back offers out there). For those who qualify, this card’s 2% cashback is an excellent choice.
Unlike other credit cards that give cash back for just certain purchases, this allows users to obtain cash back for any purchase they make using the card. That means a constant way to earn something back. Also beneficial is the zero transfer fees associated with balance transfers. Move money from high interest rate credit cards here to save.
The Visa Secured credit card from Baton Rouge Telco offers some key features. For those who may not have a proven credit history or may want to work on rebuilding their credit score, this credit card works well. It is a secured credit card, which means users will establish their credit limit with a deposit. Yet, that allows them to start building a strong credit history as a result.
There are a few benefits to using the Visa Secured card, including:
This credit card works very well for those who want to build or restore their credit. It is easy to qualify for and does not have high or hidden fees to manage. More so, it allows users to transfer high interest rate balances with ease, making it possible to not only reduce their costs but to build their credit score in the process.
Baton Rouge Telco works hard to ensure every one of our members has access to the credit cards they want and need. Through this process, we can help you build credit and have the buying power you need in today’s challenging world.
What’s more, as a credit union, when we grow, you grow. Members can take full advantage of the many offers and opportunities we provide, including low interest rates and access to all of the loans they may need over their lifetime.
Why use Baton Rouge Telco’s credit cards? We make the entire process simple and easy to manage:
Are you ready to get started? Click below!
1 Quoted APR is Telco’s current rate. All rates, terms, and conditions are subject to change and are based on creditworthiness. Low minimum monthly payment of only 2% of balance or $10 (whichever is greater). Cash advance fee of $10.00 or 2% of the amount of each cash advance (whichever is greater). Overdraft Protection Fee: $5.00 per transfer — if you opted to use the LOC as a transfer source. Account Transfer Fee: $10.00 or 2%, whichever is greater, per transaction. This includes any transfer of funds from the LOC to an account, either in person or electronically.
2 Quoted APR is Telco’s current rate. Cash Back Card rate is a variable rate tied to prime rate and can be adjusted every year.
Federally insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government – National Credit Union Administration (NCUA), a U.S. Government Agency.
