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It sounds silly, but managing your finances without a checking account is a little like trying to operate a car without a dashboard.
Checking accounts are a necessity for most people since they make paying bills, buying groceries, and other expenses much easier than they would be with cash alone.
Maybe you’re considering opening a joint checking account with a significant other, family member, or friend.
Checking and savings accounts look similar in many ways, but each has its own features, purposes, and limitations.